The author argues that regardless of political leanings, economic class, gender, and ethnic and racial differences, Americans remain united in the conviction that individuals who work hard should receive decent wages and other resources in return. He goes on to propose a "covenant on affordability," outlining the respective obligations of government, corporations, and individuals in ensuring a life that is affordable for every person who is willing to work hard. A must-read for every American concerned about the decreasing value of his or her labor, alongside the rising costs of nearly everything.